Cat Pet Insurance that's lower maintenance than they are
Get pet insurance that can meet your cat’s needs with a range of cover options. Claim up to up to 90%~ of eligible vet bills depending on your level of cover, with your choice of excess to pay and fast online claims.
What does Cat Insurance cover?
Pet insurance for cats covers your little mate for up to 90%~ of eligible costs, depending on your level of cover, at any licensed veterinarian throughout Australia other than yourself.
And if you choose to add Optional Routine Care (non-insurance), we will provide a contribution towards the costs of routine care items such as vaccinations, de-sexing, micro-chipping plus many other day to day routine care items up to the Routine Care annual limit.
~Policy Terms and Conditions, limits, exclusions, excesses and waiting periods apply.
Best in Show Cover for your furry friend
|
Summary of What’s covered |
Best in Show Cover |
|
Annual benefit limit |
Choose between $7,500**, $20,000 and $35,000 |
|
Benefit percentage |
Choose between 70%**, 80% or 90% |
|
Annual excess |
$0, $200, $500**, or $1,000**
**$500 excess is not available with the 70% benefit percentage. $1,000 excess not available with the 70% benefit percentage or $7,500 annual benefit limit |
|
Eligibility |
Younger than 9 years of age when you first apply |
|
Accidental injuries |
Covered
Examples include motor vehicle incidents, falls, near drowning, snake bites and ingestion of foreign objects |
|
Illnesses |
Covered
Examples include skin allergies, ear infections, cancer, respiratory diseases and infections. |
|
Emergency boarding |
Covered |
|
Consultations ‡ |
Covered |
|
Prescription medicines and drugs ‡ |
Covered |
|
Hospitalisation, surgery, and specialist care ‡ |
Covered |
|
Diagnostic tests and radiology ‡ |
Covered |
|
Hereditary and congenital conditions |
Covered |
|
Booster Care |
$2,000 annual benefit limit for a range of specified dental conditions and specialised therapies like physio, acupuncture, hydrotherapy and treatment of behavioural conditions
(Optional cover, in addition to your annual benefit limit) |
|
Routine Care (non-insurance benefit) |
$150 annual limit for routine and preventative pet care items like health checks, vaccinations, microchipping, desexing, nails clipping (Optional cover, in addition to your annual benefit limit) |
|
Waiting periods |
2 days for accidental injuries 30 days for illnesses 6 months for cruciate ligament conditions Booster Care (where selected) 6 months for specified dental conditions 30 days for behavioural conditions like anxiety, phobias or compulsive disorders
The waiting period that applies to specialised therapy treatments is based on the condition being treated, whether an illness or an accidental injury. |
Note: This table above provides a summary of your cover for new and renewing dog policies on or after 1 September 2026. See the PDS for full policy details including exclusions of your cover.
‡ This is an example of treatment which is covered if provided in relation to conditions covered by your policy, subject to policy T&Cs, limits, exclusions, excesses and waiting periods. See PDS for further information.
Optional Routine Care (non-insurance benefit)
Claim up to $150 per year for routine and preventative pet care like annual health checks, routine vaccinations, microchipping, desexing, nail clipping and more.
Includes:
Desexing
Vaccinations
Health checks
Microchipping
Heartworm preventative
Prescription diets
Puppy pre-school and obedience training
Flea, tick and worm control
FeLV and FIV, and heartworm tests
Wellness blood screen
Nail clippings
Booster Care
Enjoy a $2,000 annual limit for a range of specified dental conditions and specialised therapies like physio, behavioural, hydrotherapy.
Cover for specified dental conditions:
Scaling, polishing, dental x-rays and tooth removal for the following specified dental conditions only:
Gingivitis
Abscesses
Dental disease arising from infection
Retained deciduous teeth
Cavities
Fractured teeth due to dental disease
Odontoclastic resorptive lesions.
Cover for specialised therapies:
Physiotherapy or physical therapy
Chiropractic manipulation
Acupuncture
Hydrotherapy
Treatment of behavioural conditions
Consultations with a veterinary behavioural specialist
Vulnerable Customers and Complaints
We understand there are times when our customers may be feeling vulnerable due to a range of factors. We recognise these vulnerabilities can give rise to unique needs, which can change over time or in response to particular situations
Petbarn, Petbarn Insurance Pty Ltd and our underwriters, Hollard and PetSure, are committed to taking extra care of customers in these situations. If you are experiencing vulnerability and would like to know more about the extra care we can provide please call our customer service team 1300 618 412.
Pet Insurance customers Click here for information about PetSure’s Family Violence Policy.
You can also email them on help@petsure.com.au or find accessibility options to contact PetSure.
Please see all information regarding submission of complaints here
Terms and Conditions
~Policy Terms and Conditions, limits, exclusions and waiting periods apply. Excess may apply.
Petbarn Insurance policies entered into the first time before 18 March 2026 and subsequent renewals are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (AFSL 241436), administered through PetSure (Australia) Pty Ltd (PetSure) ABN 95 075 949 923 (AFSL 420183) and promoted by Greencross Pty Ltd ABN 58 119 778 862 (AR No. 1241197). Any advice provided is general only and may not be right for you. Please consider the Product Disclosure Statement in deciding whether to acquire or continue to hold Petbarn Insurance.
Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representatives (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and Petbarn Pty Ltd ABN 78 001 802 759, AR 1312311). Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsurance.com.au.
¹This Offer provides you with two months free in your first policy year. For fortnightly or monthly instalment payers, the first premium will be charged on the first premium instalment of the third month of your policy. This Offer applies to new petinsurance.com.au Pet Insurance policies only, purchased between 12:01am AET on 18 March 2026 and 11:59pm AET on 18 March 2027. This offer applies to pet insurance policies purchased during the discount period, online or by phone using promo code PB2FREE. Offer will cease if you change your level of cover. This Offer is not available with any other offer except for multi-pet discount. Terms, conditions and eligibility criteria applies (refer to the PDS). We reserve the right to amend this Offer at any time, without notice. Visit https://www.petbarn.com.au/w/services/pet-insurance for full T&C’s.
²Petinsurance.com.au policyholders get a 10% discount that applies to their second and subsequent Petinsurance.com.au policies only, based on the order that pet details are entered when you obtain a quote, or the order that policies are purchased (if purchased separately) (“Discount”). Discount is applied to your premium at the time of purchasing a second or subsequent policy for an additional pet, when purchased in the same transaction. For existing policyholders that wish to insure an additional pet, please call us on 1300 618 412 for the Discount to apply. To be eligible for the Discount, second and subsequent policies must be purchased from 18 March 2026. Application and order of the Discount is reallocated across remaining policies upon a policy cancellation, where there are two (2) or more active policies. Should a policy(s) be cancelled resulting in only one (1) remaining active policy, the multi-pet discount will cease to apply on the next renewal. Discount may be used in conjunction with other offers, unless otherwise specified. Petinsurance.com.au reserves the right to withdraw, vary or amend this Discount at any time, without notice. Eligibility criteria applies for Petinsurance.com.au policies and is subject to the Petinsurance.com.au terms and conditions (refer to the Product Disclosure Statement).
^$500 excess is not available with the 70% benefit percentage. $1,000 excess not available with the 70% benefit percentage or $7,500 annual benefit limit.
